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Bankruptcy FAQ's

What Is A Chapter 7 Bankruptcy?

A Chapter 7 bankruptcy is when most of your debts are eliminated. Some that are not eliminated include: taxes owed, alimony, child support and criminal restitution. For a more complete answer, contact an experienced bankruptcy attorney.

What Is A Chapter 13 Bankruptcy?

Under a Chapter 13 bankruptcy, the court restructures the debt and the debtor agrees to a plan of repayment over three to five years. For a more specific answer tailored to your situation, contact an experienced bankruptcy attorney.

What Happens If I Am Going Through A Divorce, Too?

These are two separate procedures, governed by different laws. Although each court procedure is difficult by itself, in many instances it may be to your advantage to do bankruptcy and divorce together. Before doing either, consult a lawyer experienced in both divorce and bankruptcy.

Do I Have To Give Up All My Property?

No. In the bankruptcy process in Alabama, you can keep your vehicle and up to $5,000 in your home. If you need a more specific answer tailored to your situation, contact an experienced Alabama bankruptcy attorney.

Am I Still Obligated To Pay Child Support And/Or Alimony?

Yes. These debts are not dischargeable. To make sure you have all the facts, especially as they regard your situation, contact an experienced Huntsville bankruptcy attorney.

Learn More From An Alabama Debt Relief Lawyer

At Sara Doty Attorney at Law, LLC, we are legal professionals experienced in bankruptcy law. Mrs. Doty and her team can answer any question you have regarding bankruptcy. And if filing for bankruptcy is the right decision for you, they will be with you each step of the way. For your initial consultation, contact Mrs. Doty either online or by calling locally at 256-519-9970.

 

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.